How to Choose the Right Executor or Trustee
One of the most important decisions you’ll make in your estate plan is choosing the person who will carry it out. This might be an executor, who handles your will, or a trustee, who manages a trust you’ve created. Either way, you’re asking someone to take on a serious responsibility during a stressful time for your loved ones. You want to get it right.
Start with Someone You Trust
This isn’t just about picking someone responsible. You need someone who will follow your instructions, act fairly, and communicate clearly. If you’re unsure, think about who in your life tends to stay calm under pressure, gets things done without being reminded, and doesn’t stir up drama. Those are usually the people who handle estate matters well.
Understand the Role Before You Choose
An executor gathers your assets, pays debts and taxes, and distributes what’s left based on your will. A trustee manages anything you’ve placed in a trust and carries out the terms of that trust over time. Sometimes that means handling money for children, making investment decisions, or working with an accountant or attorney. The job can last months or even years.
Consider Their Skills, Not Just Their Relationship to You
Being close to someone doesn’t always mean they’re the right fit for the role. Ask yourself: Are they organized? Do they follow through? Are they good with paperwork, or at least willing to get help when they need it? Can they keep peace if conflicts come up? Emotional intelligence matters here just as much as financial sense.
Make Sure They’re Willing
Before you name someone, talk to them. Let them know what the job involves and make sure they feel comfortable taking it on. People sometimes agree without realizing the commitment, and that can create issues later. If they hesitate, it’s okay to pick someone else.
What if You Don’t Have the Right Person?
Some families choose to name a professional—like an attorney, accountant, or corporate trustee. It might feel less personal, but in some situations, it’s the most efficient and conflict-free option. Professionals can offer neutrality and experience, especially when money, family tension, or long-term trusts are involved.
Review Your Choice Over Time
Life changes. Someone you picked five years ago might no longer be the right fit. Maybe they moved, had health issues, or your relationship shifted. Revisit your plan every few years and make updates if needed.
Final Thoughts
Choosing an executor or trustee isn’t just a legal formality. It’s one of the clearest ways you can protect your family and make sure your wishes are respected. It doesn’t have to be a perfect choice—it just needs to be someone who can step up when the time comes.
At Fletcher Estate Planning, we walk clients through these choices every day. If you’re unsure where to start or want a second opinion on your current plan, we’re here to help.
